Terms & Conditions

  1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with Reliance Retail Limited for its Jiomart value format business division (“Merchant”) and is open to all residents of India holding a valid and subsisting SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
  2. The Validity of the Program is from June 27th, 2020  July 10th , 2020 (Both days inclusive), unless extended by SBICPSL and Merchant. (“Program Period 14 (Fourteen) days”)
  3. Under this program:
  • Cardholder can avail Cash back offer from SBICPL on purchases at Merchant website www.jiomart.com, using SBI Credit card as below, during the Program Period.


Minimum Transaction Value


Rs. 1000 and above



  1. Maximum Cash back per card account during the Program Period will be Rs. 500.
  2. Multiple transactions summing up to Rs. 1000 on a SBI Card will not be eligible for the offer
  3. This Program is not applicable on SBI Corporate Card.
  4. In case of full cancellation/return of order, transaction will not qualify for the Offer under this program. If customer cancels a part of his/her order, or if customer has not been supplied full order, he/she will qualify for the Offer only on the net amount paid on the basis eligibility.
  5. Cash back will be reflected in the Card Holder’s account   on 10th Oct 2020.
  6. Any query regarding the cash back will be entertained till 10th November 2020 Post such date; SBICPSL will not entertain any correspondence or communication regarding this Program from any cardholder.
  7. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
  8. The cash back offer/ benefits under these Programs cannot be clubbed with any other offer or discount extended by the Merchant at its Website or participating brands as part of any other arrangement.
  9. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
  10. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are for representative purposes only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
  11. Products offered under this Program are subject to availability with the  Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
  12. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
  13. Merchant shall not be held responsible and liable to the Cardholder for non-receipt of cash back offer/discount under the Program from SBICPSL and Cardholder has to raise all its disputes or differences related to Program, if any with SBICPSL only.
  14. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  15. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
  16. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on best effort basis.
  17. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this program at any time with or without any prior notice.
  18. All disputes under the Program shall be submitted to the jurisdiction of courts at Mumbai only.



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