This book aims to equip readers with the skills to become financially sound and achieve financial independence. This book discusses various aspects of finance, such as:

• Financial Literacy
• Financial Planning
• Budgeting
• Banking Products and Services
• Cashless Banking
• India Post Payment Banks
• Insurance Products and Services
• Basics of Securities Markets, etc.

The book will be helpful for undergraduate students of all courses, especially for the course introduced by the University of Delhi, i.e. Finance For Everyone, which is a general elective and skill enhancement course.

The Present Publication is the September 2023 Edition, authored by Prof. (Dr.) Amit Kumar Singh and Dr. Rohit Kumar Shrivastav, with the following noteworthy features:

• [Simple, Systematic & Comprehensive Explanation] The subject matter is presented in a simple, systematic method and a comprehensive explanation
• [Student-Oriented Book] This book has been developed keeping in mind the following factors:
• Interaction of the author/teacher with their students in the classroom
• Shaped by the authors'/teachers' experience of teaching the subject matter at different levels
• Reactions and responses of students have also been incorporated at different places in the book
• [Examples from the Real-life World] is included to ensure relevance for learners

The structure of this book is as follows:

• [Learning Outcomes] Each chapter begins with learning outcomes to give brief context about the content and what the readers will achieve after the successful completion of the chapter
• [Main Text] Various concepts and topics have been explained in simple and lucid language
• [Examples & Cases] are added to enhance readers understanding
• [Practice Questions] Each chapter provides a list of questions to test the readers' knowledge. Readers can answer these questions to review their learning
• [Activity] The benefit of learning finance concepts cannot be enjoyed unless applied to real-life situations. Thus, each chapter offers activities for readers to ensure learning by doing

The detailed contents of the book are as follows:

• [Financial Planning and Budgeting] This chapter discusses financial literacy in general and introduces readers to the basic concepts of financial planning, budgeting, etc.
• [Banking Services] This chapter makes readers aware of the different banking products and services offered by banks and the cashless banking system present in India
• [Financial Services from Indian Post Offices] This chapter sheds light on the financial services offered by Indian post offices like India Post payment bank, international money transfer facilities and government schemes offered via post offices
• [Insurance Services] This chapter focuses on insurance and the types of insurance products and services available for the general public, like life insurance, health insurance, property insurance, etc.
• [Stock Market] This chapter entails some basic concepts of the securities market, like primary and secondary markets, stock indexes, stock exchanges, derivatives, shares, mutual funds, etc.